Claims and Service


Need to file a claim? Day or night, our carriers are just a phone call away to help you with the process.Please utilize the appropriate 24-hour claim line:

ALLIED  1-800-421-3535

AMERICAN BANKERS FLOOD  1-800-759-8656

AMERICAN INTEGRITY 1-866-277-9871

AMERICAN TRADITIONS  1-866-270-8430

ASI/ARK ROYAL  1-866-274-5677

CITIZENS INSURANCE 1-866-411-2742

ELEMENTS (EPIC)  1-866-709-8749

FEDERATED  1-800-293-2532

FLORIDA PENINSULA  1-877-994-8368

FRONTLINE 1-866-673-0623

GAINSCO  1-866-424-6726

GEOVERA / USF&G  1-800-631-6478

HERITAGE  1-855-415-7120

HOMEOWNER’S CHOICE/HOMEWISE  1-866-324-3138

MERCURY  1-800-503-3724

MOUNT BEACON  844-883-3927

NATIONWIDE 1-800-421-3535

OLYMPUS 1-866-281-2242

PROGRESSIVE 1-800-274-4499

SAFECO  1-800-332-3226

SECURITY FIRST 1-877-581-4862

SOUTHERN FIDELITY 1-866-722-4995

SOUTHERN OAK 1-877-900-2280

ST JOHNS 1-800-748-2030

TOWER HILL  1-800-216-3711

TRAVELERS  1-800-252-4633

UNITED 1-800-861-4370

UNIVERSAL OF NORTH AMERICA 1-866-999-0898

UNIVERSAL PROPERTY 1-800-218-3206

VICTORIA AUTO 1-800-926-3168

Though our carriers provide a claim line for your immediate use, as your insurance agent, we are available to help you if you need us. In 2004 when Florida was devastated by the catastrophic hurricanes that came at us one right after the other, our people were in the office before the storm and on the job right afterward. That’s because we take our responsibility to our customers seriously—very seriously.

We know what it feels like to see water seeping through the roof, or a tree lying in your driveway, so we help you get prepared before the storm and when your property suffers damage despite all the precautions you’ve taken, we make sure to get you the information you need to help you to file your claim. And, that holds true for any type of claim you have, whether it is storm damage, an automobile accident, vandalism or the loss of something you treasure.

We do it because at Tami Karol Insurance, we don’t just sell insurance…we serve you.