About


Tami Karol Insurance is an independent agency located in Stuart, Florida. We offer both personal and commercial insurance through a variety of carriers to fit your insurance needs.

Our agency was founded by Tami Karol-Nicholas in 2003 with the mission of exceeding customer expectations. At Tami Karol Insurance we go the extra mile for our customers – we do more than just insure the things you care about, we educate our customers to help you understand your insurance needs, we provide teen driver safety seminars, and offer comprehensive packages for your personal and business insurance needs.

We believe in giving back to the community that we serve: we live here, we work here, we give back here. That’s why you’ll see us organizing networking events for local businesses, offering education seminars, and supporting family-friendly events and organizations. 

And, should the unthinkable happen, you can file a claim directly with the carrier 24-hours-per-day, 7 days per week with claim phone numbers easily accessible on our website. At Tami Karol Insurance we don’t just sell insurance, we provide insurance solutions.

Top 5 reasons to use Tami Karol Insurance:

  1. 100+ combined years of insurance experience in the office; both knowledgeable and caring staff
  2. Excellent customer service with a live person answering the phone between 8:30am – 4:30pm M-F; quick response time and follow-up for our clients
  3. Independent agent – we partner with several top insurance carriers to offer multiple choices
  4. Community partner – in the last year alone, we have:
  • Setup/dropoff location for several food drives to benefit House of Hope and Treasure Coast Food Bank, Silver sponsor for ARC of Martin County Hurricane Stock Up Party
  • Top sponsorship for both the POP Warner Palm City Dolphins and Martin County Bulldogs
  • Grand Slam sponsor for the Indiantown Rodeo
  • Adopted 20+ families for Devereux Foster Care Programs providing Christmas gifts
  • Closely work with teen drivers through Drivers Ed in Martin and St. Lucie High Schools
  • Donor/dropoff location in back-to-school backpack drive to benefit Elev8hope
  • Sponsor of Brianna Cooper Heavenly Smiles Foundation annual run and golf tournament
  • Supporter of Girl and Boy Scouts
  • Connections Sponsorship for The Hope Center for Autism
  • Significant YMCA sponsor and supporter of the Art Auction
  • Adopted over 10 classrooms in different schools, donated to Boosterthon Fun Run, and provided over 100 back to school supply bags to teachers
  • Furnished Thanksgiving meals to several deserving families
  • Countless silent auction gift baskets/gift cards and donations including but not limited to: Project Graduation Foundation, St. Andrew Catholic Church, St. Jude Children’s Hospital, American Legion Post 62, Children’s Miracle Network, Redeemer Lutheran Church & School, Tropical Farms Baptist Church, Police Athletic League, Salvation Army Women’s Auxiliary, Opus Boosters, and The Salvation Army
  1. Convenient Indian Street location for easy access to your Agent.